The Lifecycle ETF:
Keeping you in line
with your goals.
The first of its kind.
The Lifecycle ETF is an innovative investment1 that automatically evolves over time. The closer you get to your investment goal, the more cautious the investment becomes.
This fund is spread across different types of investments that adjust to align with your changing approach to risk.
As you approach your target date, the ETF gradually shifts its investments from riskier stocks to more stable bonds.
Watch this short video to find out more.
Why Lifecycle ETFs might be suitable for you.
While these ETFs may not be fit for all investors, they certainly offer a lot of opportunities for mid and long-term goals:
Simple
Invest in an easy to understand, ready-made fund with a selection of assets that evolve to meet your investment goals.
Low cost
Competitively priced with management fees2 of 0.18% and if necessary, investors can exit without penalty charges.
Trustworthy
Invest with the largest European ETF provider3 with over 30 years of expertise in index investing.
How it works?
Investing1 with Amundi ETF is simple, reliable and relatively low cost:
Step 1 : Define your goal
Decide your investment goal, whether that is buying a new house, saving for your children’s education or planning for retirement.
Step 2 : Decide when you want to achieve your goal
Identify your target date: 2030, 2033, 2036 or 2039.
Step 3: Set it and forget it
Decide how much and how frequently you want to invest and then sit back while our ETF gets to work4.
Rest assured in the knowledge that you know how your investment will change over time from the day you first invest.
Our range of Lifecycle ETFs
Lifecycle ETF Q&As
How does this investment change over time?
All the elements within this investment are predetermined at the start, and can be aligned to your approach to risk and your investment goals. The changes then take place automatically throughout the entire term of the investment. The selection of investments within your ETF or ‘asset-allocation’ will automatically change approximately every three months.
What type of investments are included in this ETF?
This investment is made up of stocks and bonds. Stocks tend to produce higher returns but can also be risky, so exposure to these investments are reduced over time as you approach your goal.
How can I invest in this ETF?
All Amundi ETFs are available on most online brokerage accounts, investment platforms and through financial advisors or roboadvisors.
1. Investment involves risks. For more information, please refer to the Risk section below.
2. Management fees refer to the management fees and other administrative or operating costs of the fund. For more information about all the costs of investing in the fund, please refer to its Key Information Document (KID). Diversification does not guarantee a profit or protect against a loss.
3. Source: ETFGI, November 2024, Amundi ETF is the leading European headquartered ETF provider within the European market.
4. Diversification does not guarantee a profit or protect against a loss.
Marketing Communication.
Capital at risk. Investing in funds entails risk, most notably the risk of capital loss. The value of an investment is subject to market fluctuation and may decrease or increase as a consequence. As a result, fund subscribers may lose part or all of their initial investment. Past performance is not a guarantee or indication of future results
For more information, please refer to the Risk section below.
Information on Amundi’s responsible investing can be found on amundietf.com and amundi.com. The investment decision must take into account all the characteristics and objectives of the Fund, as described in the relevant Prospectus.
Key risks
- Risk of the loss of invested capital. Investors may not get back the original amount invested and may lose all of their investment.
- Risk associated with the markets to which the ETF is exposed. The price and value of investments are linked to the liquidity risk of the components. Investments can go up as well as down.
- Risk associated with the volatility of the securities/currencies composing the underlying index.